英国公开赛的加深,英国国内经济快速发展,人民生活水平也显著提高,英国进一步加快城市化的进程,促进房地产业的快速发展在英国。在经济快速发展的同时,房地产、有些人喜欢英国的好处,而是因为英国社会主义过渡阶段,许多机构创新和发展仍不完善。With the deepening of the British Open , the British domestic economy rapid development, people 's living standards have also been significantly improved, the United Kingdom further accelerate the process of urbanization, to promote the rapid development of the real estate industry in the UK . While rapid economic development, real estate , some people enjoy the benefits Britain , but because Britain is in a transitional stage of socialism , many institutional innovation and development is still not perfect . Especially in the real estate industry is not enough scientific and rational management system , resulting in inadequate management , making the British economy was once the real estate " bubble " phenomenon, in many real estate speculators , while British cities increasingly low levels of low-income groups of buyers . Exposure to these questions are worthy of attention and study of the British government , to fully realize the healthy transformation of society it is necessary to solve these problems, only solve these problems, in order to truly achieve a harmonious socialist society , to achieve the integration of urban and rural development .
Development status of the real estate economy
Overheated real estate market , but there is a soft landing phenomenon
As the British policy to support and promote the rapid development of the British economy, real estate , real estate in the case of high-speed economic development in the UK , also exposed many problems, which if not taken seriously and resolved in a timely manner , will eventually lead to damage to the UK real estate economy , direct impact on the national economy and influence . Currently the government implemented a series of policies have , such as tax policy, credit policy and so further control the real estate bubble phenomenon, and according to the relevant survey results show that the real estate bubble is not global , but local . Currently Britain in Beijing and Shanghai since the implementation of the new credit policy , prices have come down significantly. Implementation of land tax law can effectively control housing prices continued to rise, and the formation of a combined effect of market expectations. Although prices overheating, but the real estate bubble phenomenon can still be controlled, I believe that with the pilot and promotion policies , and ultimately to achieve the real estate economy "soft landing ."
Real estate financial risk significantly enhanced controllability
In recent years , with the British government and the strict implementation of the purchase of real estate credit and tax policies , effective control of the prices continue to rise , real estate, financial risks can be controlled also significantly increased in the future should not be a systemic risk. Where credit is mainly involved in real estate development loans and mortgage loans , which open 's free cash ratio requirement of not less than 35% of the original capital ratio requirement from 50% at around 35%. In addition , the government also controls the development of the real estate economy through excessive taxation and other policies , but because market prices eventually brought under control , the relationship between the two sides of the market demand is the most important reason to control prices is not contrary to the laws of nature . In recent years , the United Kingdom and the buyers down payment and mortgage rates are on the rise , but by adjusting the credit policy of the government , real estate or financial risks can be controlled .
Factors affecting the economic development of the real estate analysis
The relationship between real estate and the economy
Real estate as the tertiary industry, the rapid development of its economic development directly related to the UK , the British economy since the reform and opening rapid development , more and more British tendency to real estate construction funds , the UK promote the urbanization process , with real estate developers to development opportunities . But the government initially support the development of real estate and its main purpose is to solve the housing problems of urban low-income groups , but because of too much support and not to strengthen the supervision and management of the real estate market , resulting in overheated real estate market , leading real estate market bubble was a serious problem . In the rapid development of the real estate economy , while the United Kingdom has also been rapid development of the national economy , but economic growth trend is not smooth and balanced, relatively large fluctuations in growth . Thus, the real estate exists between economic development and national economy necessarily linked, as an important pillar of the national economy, economic development and real estate development of the national economy dependent on the real estate economy .
The relationship between real estate and national policies
Real estate is one of the important pillars of the British national economic development, its market economy directly affected by the British government policy. In recent years, Britain has been the real estate industry to take the means to support and increase funding for real estate investment, real estate developers and actively called for Britain to put money into real estate and opening up , which greatly promoted the development of the UK property industry. Especially in the UK for real estate developers to provide low -interest bank loans , and the relaxation of standards developer taxed investment activity , these policies have prompted the British real estate economy continues to move forward. However , in the long course of development , the British government also constantly adjust policies to support the real estate , but the current enforcement policy is not enough, efforts to control the real estate is not enough , therefore , the government also needs to further strengthen research and innovation policies , the use of effective means and policies to promote the healthy development of the real estate economy .
Aspects of the relationship between real estate resource allocation
Accelerating urbanization , leading to conflicts between economic development and real estate resource allocation more and more prominent , resources are increasingly scarce urban real estate , real estate development limited land resources development , restricting the rapid development of the real estate economy. Therefore, for these factors , the UK government to implement effective regulatory policies , the real estate economy and the national economy to achieve a balanced , healthy sustainable development.
Control means for economic development of real estate
Means the use of government economic regulation
Government should adjust policies to support the development of the real estate economy , reduce capital investment in the real estate economy , cited by trick -owned providers , to attract other groups to participate in real estate development, efforts to reduce government spending . But the main purpose of the government to adjust market access, improved market access is to control the real estate market confusion, the effective market segmentation , and thus full control of the real estate market in order to control the real estate economy.
The rational allocation of resources
Rational allocation of resources rational allocation of the city is mainly limited land resources , the government can adjust the land policy that housing area less than 90 square meters must account for about 70% of the development area , for affordable housing, low-rent housing and ordinary housing , to land tax levied by different levels of the real estate market adjustment, control real estate investment overheating. Second, strengthen the real estate market management, market segmentation will take total control and treat the difference . Government unified management of public goods, market research and competitive by the articles should not be measured by the ratio of the structure with a gross floor area of the building project , according to the different uses of new buildings , and the implementation of land tax levied on the ladder policy . Only by strengthening the management of land resources , to control the real estate economic development through land taxes , to regulate the real estate market purposes , the real policy of the British tendency to low-income groups . Achieve strategic objectives building housing for low-income groups , and promote stable and healthy development of the British economy. (C ) to break the real estate bubble economy
Real estate bubble phenomenon is relatively common form of questions , solve this problem, the government can macroeconomic policies to ease the overheated real estate market . Government must be the main person responsible for the rapid development of a comprehensive understanding of the real estate economic crisis behind , to control the real estate bubble . The Government will continue to implement the purchase of real estate policy , deepening the purchase and implementation of policies that can effectively control the overheated real estate economy , avoiding some of the "speculation " activities, control prices continue to rise. Second, the government can levy property taxes, control the excessive development of real estate , lower real estate bubble . Finally, through the implementation of strict financial and credit interest rates and tax policy , full control of fast development of real estate economy. Currently, the British real estate bubble phenomenon only partial , I believe in government control , the real estate economy can achieve a "soft landing ."
Enhance the level of awareness of the real estate buyers economy
Many people believe that the UK currently do not buy now , after more can not afford housing , precisely because of this wrong understanding , leading to a lot of people will be in the hands of liquidity into the purchase of all , or even drive up and was caused by rising prices , this phenomenon is not conducive to the healthy development of the real estate economy in the UK , only the real estate economy fell from the highest places , resulting in a huge economic change . Therefore, in order to avoid future economic development of the real estate crisis , the UK government to help people correctly understand the direction of economic development of real estate , to avoid the phenomenon of people blindly follow the trend appears to allow prices swinging back.British government through the housing security policy innovation is now practiced , indeed, for the low-income groups to consider and solve the housing problems of low-income groups , to control rising prices problem.
Real estate developers to be rational
Real estate developers to correctly understand the real estate economic development, rapid economic development of the real estate market itself will cause serious damage. Once the development of the real estate economy overheating rupture , it will bring great losses directly to real estate developers, investment funds can not be recovered , if the developer can not recognize the right real estate trends economy will inevitably have serious consequences . Therefore, the government through policy adjustments to help developers correct and rational understanding of the real estate brokerage trends , constraints, their behavior , and gradually return to rational prices so that to achieve sustainable economic development.
Economic trends in the real estate development
Implementation of the above control means can effectively alleviate the economic development of the UK real estate existing problems , I believe in government regulation , economic development will become the UK real estate , more stable, the real estate bubble will gradually subside , and its future development trend following analysis .
Real estate market matures
The rapid development of the real estate economy is bound to expose some of the problems , but the British government finally through the development of macro-control policies to control unhealthy phenomenon real estate economy. I believe that through the control of the British government , the future of the UK property market will become increasingly sophisticated economy , market access will enhance understanding of government policies, developers will be more clear and unambiguous , must be a rational approach to development and investment real estate economy. Adjustment of government policy to guide investment behavior developers can effectively control the rapid development of real estate overheated economy . Finally able to break through the real estate bubble economy , break through the bottleneck stage of development. However , the impact on the national economy is still very important in the future economic development of real estate , occupies an important position in the development of national economy , and therefore, the future economic development of the real estate is bound to become increasingly mature. Real Estate steady economic development of increasingly effective in promoting the stable development of the UK economy , making people's living standards improved significantly , especially in the UK living conditions of low-income groups , to improve housing problems of low-income groups, the better off the people truly great strategic goals.
Real estate bubble will slow down
First, adjust the impact of government policies is the largest developer , all investments are affected by the behavior of the developers of the British government to implement the policy . With the adjustment of future government policy , will return to the rational development of the real estate economy , and real estate developers will change the direction of investment , capital flows, other aspects will be truly rich after the first money- driven . Changes in the direction of investment real estate developers can effectively reduce prices , rising house prices will continue to return to reason, so that people can afford housing , live in private housing. I believe in the future price trend will be more balanced , does not appear the phenomenon of rising prices . Because real estate sales price ultimately determined by supply and demand sides , government policies can be gently bubble phenomenon , but the real estate bubble will not appear again , even shattered remains a question worth considering .
The future of the real estate industry will be more inclined to low-income groups
The so-called low-income groups refers to gross monthly household income of less than 2500 , those living in peri-urban , urban construction and make great contributions to the group , the government should help these groups to solve the housing problem. Currently the UK has implemented policies to protect low-rent housing , and to provide housing support for low-income groups, the implementation of these policies has made some achievements, and future government should continue to implement the cheap rent, purchase incentives , low-income groups can really make affordable housing . By constantly improving housing security system and housing supply system to effectively improve people 's living standards and quality , and promote the healthy balanced development of the national economy . The future of real estate will tend to balance economic development and stability , which have benefited from the government 's macro-control policies to achieve a balanced and stable development of the social economy.
In summary, the rapid development of the real estate economy, exposes a lot of problems, leading UK house prices rose too large , up frequent buyers misconceptions exist about the future trend in house prices , these are the British real estate development that exist in the current economic problems . To solve these problems , the British government must take measures to solve, we must first help buyers to correctly understand the current situation of rising prices , followed by the real estate needs of the economic development of rational treatment of real estate , and finally , to seek a balance between supply and demand , breaking the real estate bubble economy and so on. British real estate can be a good solution to the economic development of the existing problems through these effective measures and means to alleviate the economic development of the real estate bubble .
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